Chesapeake, Suffolk and Norfolk real estate and homes for sale in Virginia, South Hampton Roads, Tidewater, Military Relocation - Joyce Bruce, REALTORS® Joyce Bruce REALTORS(r) for Chesapeake, Suffolk and Norfolk, Virginia real estate, South Hampton Roads, Tidewater, Military Relocation - NUMBER1EXPERTS™ Joyce Bruce NUMBER1EXPERTS(tm) for Chesapeake, Suffolk and Norfolk, Virginia real estate, South Hampton Roads, Tidewater, Military Relocation
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Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)


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Why Buyers Choose Us: Chesapeake, Suffolk and Norfolk Virginia home buying, real estate listings, and homes for sale in Chesapeake County, VA
Welcome > For Buyers > Why Buyers Choose Us ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTORS® are Top Local Experts. 


Your home is probably the biggest purchase your family will ever make. It involves many decisions that go beyond simply choosing the one you like. Now that you have decided to purchase a home, things will progress quickly. If this is your first home, you’ll wonder how the process of purchasing a home really works. Realizing that this can be a very emotional and exciting time in your life, I have prepared a step-by-step outline of the entire home-buying process in an effort to make your experience a positive one. 

As top South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) area REALTORS®, we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- I will meet with you to discuss several topics before we begin to preview prospective homes. This initial session will take about an hour to an hour and a half. We will discuss many topics including being represented by a Buyer’s Agent and how this is in your best interest, the amount of the mortgage you have been pre-approved for and what this amount will provide you in your housing needs. Most importantly, we will discuss your “wants” and “needs” in your new home. We will also discuss the types of homes available in your price range and where they are located. I’ll explain to you about home inspections, preparing an offer, presenting the offer, counter offers, walk-thru and settlement. I will also explain to you exactly what a “Seller’s market” means to you - the buyer.

- You will have full access to ALL homes available on the South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) market that meet your criteria. 

- Our expert local knowledge of the South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) area will be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.  

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly from one neighborhood to the next. South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) is no different! Our job is to guide you to opportunities and avoid traps.  

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money.  

- Negotiating with sellers can be stressful. We will provide professional representation for you in contract negotiations, so that the final contract includes your best possible terms and conditions.  

- Provide assistance in selecting qualified companies/individuals that may be necessary for property inspections per a ratified purchase agreement. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience.  

- Monitor the post-contract pre-closing process to assure that all necessary documentation is completed in a timely manner for closing 

- Accompany you to closing and, as “Your Real Estate Resource for Life” will always be available to answer any questions after closing. 

Let us represent your best interests in your search for a new home in the South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware!  

Be sure to see the Real Estate Dictionary under the Resource menu for definitions of all real estate terms. 

Ask us any question about buying a home in Chesapeake, Suffolk, Norfolk, Portsmouth, Smithfield, Isle of Wight (all of South Hampton Roads). It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Real Estate Trivia
Q 
What building has been named the 21st Century Townhouse project?

A 
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Joyce Bruce
RE/MAX Alliance

717 South Battlefield Blvd., Suite 16
Chesapeake, VA, 23322
Phone #: 757-393-0440
Phone #: 757-621-5468
Toll Free #: 800-328-0043
Fax #: 757-393-2782
E-mail: joycebruce@NUMBER1EXPERT.com

Joyce Y. Bruce – South Hampton Roads, Virginia Real Estate and Homes for Sale

South Hampton Roads also known as Tidewater consists of the cities of Chesapeake, Norfolk, Portsmouth, Suffolk and Virginia Beach. A great place to live, work, play and raise a family! Put my 20+ years of full time real estate sales experience to work for you! Selling? Buying? Have a question about Real Estate? Need professional Real Estate advice? I Want to Be Your Real Estate Resource for Life! My belief is that the only "dumb" Real Estate Question is the one that is never asked. I have received many awards during my career recognizing my professional accomplishments. However, my most cherished awards are happy, satisfied clients. Superior service, honesty, integrity, commitment to my clients, knowledge of the market and great negotiating skills are terms that former clients use to describe me when referring their friends, neighbors and relatives to me for their Real Estate needs. Clients are my #1 priority. Put me and my team to work for you today!

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RE/MAX Alliance real estate and homes for sale in Chesapeake, Suffolk and Norfolk Virginia

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