Your home is probably the biggest purchase your family will ever make. It involves many decisions that go beyond simply choosing the one you like. Now that you have decided to purchase a home, things will progress quickly. If this is your first home, you’ll wonder how the process of purchasing a home really works. Realizing that this can be a very emotional and exciting time in your life, I have prepared a step-by-step outline of the entire home-buying process in an effort to make your experience a positive one.
As top South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) area REALTORS®, we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:
- I will meet with you to discuss several topics before we begin to preview prospective homes. This initial session will take about an hour to an hour and a half. We will discuss many topics including being represented by a Buyer’s Agent and how this is in your best interest, the amount of the mortgage you have been pre-approved for and what this amount will provide you in your housing needs. Most importantly, we will discuss your “wants” and “needs” in your new home. We will also discuss the types of homes available in your price range and where they are located. I’ll explain to you about home inspections, preparing an offer, presenting the offer, counter offers, walk-thru and settlement. I will also explain to you exactly what a “Seller’s market” means to you - the buyer.
- You will have full access to ALL homes available on the South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) market that meet your criteria.
- Our expert local knowledge of the South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) area will be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.
- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly from one neighborhood to the next. South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) is no different! Our job is to guide you to opportunities and avoid traps.
- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money.
- Negotiating with sellers can be stressful. We will provide professional representation for you in contract negotiations, so that the final contract includes your best possible terms and conditions.
- Provide assistance in selecting qualified companies/individuals that may be necessary for property inspections per a ratified purchase agreement.
- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience.
- Monitor the post-contract pre-closing process to assure that all necessary documentation is completed in a timely manner for closing
- Accompany you to closing and, as “Your Real Estate Resource for Life” will always be available to answer any questions after closing.
Let us represent your best interests in your search for a new home in the South Hampton Roads (Chesapeake, Suffolk, Norfolk, Portsmouth, Virginia Beach, Smithfield and Isle of Wight) area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware!
Be sure to see the Real Estate Dictionary under the Resource menu for definitions of all real estate terms.