Chesapeake, Suffolk and Norfolk real estate and homes for sale in Virginia, South Hampton Roads, Tidewater, Military Relocation - Joyce Bruce, REALTORS® Joyce Bruce REALTORS(r) for Chesapeake, Suffolk and Norfolk, Virginia real estate, South Hampton Roads, Tidewater, Military Relocation - NUMBER1EXPERTS™ Joyce Bruce NUMBER1EXPERTS(tm) for Chesapeake, Suffolk and Norfolk, Virginia real estate, South Hampton Roads, Tidewater, Military Relocation
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Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)


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Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)


Welcome! We Serve The Following Cities and communities In Southeastern Virginia
 


 

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. 

Need local real estate information? We've summarized much of what is important about the Chesapeake, Suffolk and Norfolk real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORS®. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Chesapeake, Suffolk and Norfolk REALTORS®, we have the experience and track record you are looking for. Please let us help. 

The Joyce Bruce Team conducts business in accordance with all federal, state and local fair housing laws. It is our policy to provide housing opportunities to all persons regardless of race, color, religion, sex, familial status, handicap or national origin. Our fair housing procedures are not recommendations - they must be followed by everyone associated with The Joyce Bruce Team and RE/MAX Alliance

- The Joyce Bruce Team 

Interested in Country Properties?  Please visit Move To Greener Pastures.


     Schools important to you?  Click here for comprehensive reports on all the school matters in the South Hampton Roads area.



School Reports in Chesapeake, Suffolk and Norfolk, Virginia
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Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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Joyce Bruce, REALTOR®, real estate agents and broker for Chesapeake, Suffolk and Norfolk Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Joyce Bruce
RE/MAX Alliance

717 South Battlefield Blvd., Suite 16
Chesapeake, VA, 23322
Phone #: 757-393-0440
Phone #: 757-621-5468
Toll Free #: 800-328-0043
Fax #: 757-393-2782
E-mail: joycebruce@NUMBER1EXPERT.com

Joyce Y. Bruce – South Hampton Roads, Virginia Real Estate and Homes for Sale

South Hampton Roads also known as Tidewater consists of the cities of Chesapeake, Norfolk, Portsmouth, Suffolk and Virginia Beach. A great place to live, work, play and raise a family! Put my 20+ years of full time real estate sales experience to work for you! Selling? Buying? Have a question about Real Estate? Need professional Real Estate advice? I Want to Be Your Real Estate Resource for Life! My belief is that the only "dumb" Real Estate Question is the one that is never asked. I have received many awards during my career recognizing my professional accomplishments. However, my most cherished awards are happy, satisfied clients. Superior service, honesty, integrity, commitment to my clients, knowledge of the market and great negotiating skills are terms that former clients use to describe me when referring their friends, neighbors and relatives to me for their Real Estate needs. Clients are my #1 priority. Put me and my team to work for you today!

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RE/MAX Alliance real estate and homes for sale in Chesapeake, Suffolk and Norfolk Virginia

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